Shop for a real estate mortgage LOAn with us today!
We make mortgages a breeze!
Shop for a real estate mortgage LOAn with us today!
We make mortgages a breeze!
Meet the Team
Adam Berg - CEO
Yeannette Berg - President
Yeannette Berg - President
Mortgage broker/owner and loan officer. Former property manager, disposition sales manager, processor, junior underwriter, and operations manager. Knowledge is key and with 15+ years' experience you will get premier treatment for all things real estate and mortgage with me!
Yeannette Berg - President
Yeannette Berg - President
Yeannette Berg - President
Mortgage broker/owner. Former credit analyst, loan analyst and lead loan processor with 10+ years in banking and lending. Proactive & results driven real estate & mortgage professional with a comprehensive knowledge of residential mortgage lending.
PRODUCTS
Jumbo
Conventional
Conventional
Up to $3.5M loan amount
89.99% max LTV
660 min credit score
Conventional
Conventional
Conventional
Up to $806,500 loan amount (1-unit), $1,032,650 loan amount (2-unit), $1,248,150 loan amount (3- unit), $1,551,250 loan amount (4-unit)
620 min credit score
FHA
Conventional
USDA
Up to $654,350 loan amount (1-Unit) in Miami-Dade, Broward and Palm Beach. FHA sets loan limits by county. Ask about your county today or for more info on 2-4 units!
96.5% max LTV
580 min credit score
USDA
Non-QM
USDA
Up to the conventional loan limit.
100% max LTV! 0% down payment!
620 min credit score
RURAL LOCATIONS ONLY!
VA
Non-QM
Non-QM
Loans up to the conforming limits as mentioned in conventional loan program above.
100% max LTV! 0% down payment!
580 min credit score
*High Balance VA options available up to $4MM
Non-QM
Non-QM
Non-QM
Can't qualify for a traditional mortgage? We have Non-QM options for things like bank statement (1st and 2nd mortgages), debt service coverage ratio DSCR (no-income req.), fix & flip loans, hard money, foreign national, non-warrantable condos, etc. Rates take hit with these options but we can close fast and get you into a home today!
FL HOMETOWN HEROES
HELOC (standalone and piggyback)
Conventional 0% Down Payment
SUSPENDED but expected back 07/01/2025 *inquire today, get pre-approved ahead of time, this $100M in funding will GO FAST, lock in your spot today with early action!*
This is a loan for 5% of the 1st mortgage amount capped at $35,000 in down payment and closing cost assistance offered as an unforgivable, 0%, non-amortizing, 30-year deferre
SUSPENDED but expected back 07/01/2025 *inquire today, get pre-approved ahead of time, this $100M in funding will GO FAST, lock in your spot today with early action!*
This is a loan for 5% of the 1st mortgage amount capped at $35,000 in down payment and closing cost assistance offered as an unforgivable, 0%, non-amortizing, 30-year deferred, repayable second mortgage.
No occupational requirement! FL headquartered for employer (self-employed registered in FL secretary of state). First time home buyer (no homeownership whatsoever in the proceeding 36 months to closing date) Min 640
Conventional 0% Down Payment
HELOC (standalone and piggyback)
Conventional 0% Down Payment
SUSPENDED
97% LTV 1st mortgage + down payment assistance applied (the lesser of 3% of the purchase price or $15,000, whichever is less, as a repayable 0% 2nd lien) ...making this a 0% down program! Exclusive only with us & UWM (lender)
Must have income below 80% of the area median income limit (repeat homebuyer's welcome).
HELOC (standalone and piggyback)
HELOC (standalone and piggyback)
5-10 units or Mixed Use (commercial)
Up to $500,000 loan amount
89.99% max LTV
640 min credit score
30 Year (3 and 5-Year Draw options, 10 Year Interest-Only, 20-Year Amortization Period)
Adjustable rate based on prime + lender margin
5-10 units or Mixed Use (commercial)
5-10 units or Mixed Use (commercial)
5-10 units or Mixed Use (commercial)
Ask today! Scenario Specific.
New Construction
5-10 units or Mixed Use (commercial)
New Construction
Ask today! Scenario Specific.
Our Services
Real Estate Done Right
Nervous about your property adventure? Don’t be. Whether you're getting ready to buy or sell, in the middle of it, or just looking for some answers, our top-notch skills ensure you get the best experience possible. It’s what we love to do.
Residential single family homes, townhomes and condos
Large or small, condo or mansion, we can find it and get it for you at the price that's right. TICs? Fixer-uppers? Luxury? We can help with all of it.
Rely on Expertise
If you have questions about affordability, credit, income, taxes, etc. trust us to find you what you need fast. We make sure you feel confident and educated every step of the way.